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Month: June 2013

Bergman & her team successfully challenges chain of title – Schoshinski v. Compass Bank

Bergman and her team filed suit against Compass Bank to cancel an Assignment of Deed of Trust and seek declaratory relief as to whether Compass Bank actually acquired the mortgage loan as it claimed in the Assignment. The problem? The Assignment of Deed of Trust was signed by MERS on behalf of a company that…

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Suarez v. Bank of New York Mellon – MERs lacked authority to assign note

Plaintiff prevailed in bringing a claim for Cancellation of Instruments to cancel the Assignment of Deed of Trust recorded against her home on the basis that the instrument was robo-signed and that MERS failed to disclose the beneficial owner when assigning an interest in the mortgage. In addition to great ruling permitting Plaintiff’s first two…

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Servicer negligence against Bank of America

In this case, the court overruled Bank of America’s demurrer and found that the Plaintiffs had stated a cause of action for negligence, Cal. Civ. Code section 1788, and unfair business practices. Brown v. Bank of America

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Servicer Negligence Case – Amankonah v. Bank of America

For years, we have been arguing that loan servicers have been negligent in their handling of loan modification applications, particularly when they take trial modification payments and then push people into foreclosure. Although most courts generally find that a bank cannot be found negligent if it is acting in its “conventional role as a lender,”…

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Mortgage Forgiveness Debt Relief Act

As part of the American Taxpayer Relief Act of 2012, or the fiscal cliff bill, passed by Congress on Jan. 1, a one-year extension has been approved for the Mortgage Forgiveness Debt Relief Act (the Act). Created in 2007, the Act has provided homeowners a tax exemption when they obtain debt forgiveness on a primary…

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Bergman & her team defeat Bank of America

In another victory, a Bergman and her team were able to defeat Bank of America’s demurrer to the Plaintiffs’ claim of negligence. The court also allowed Plaintiffs to allege a cause of action of Unfair Business Practices against Bank of America for its negligent conduct in the handling of their loan modification application. 11.19.12 NTC…

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Homeowner’s Bill of Rights

The California legislature enacted meaningful legislation requiring servicers comply with basic rules while processing loan modification applications and foreclosing. The real test as to whether this new legislation will actually provide meaningful relief for homeowners rests with how judges will apply and interpret the new statutory provisions. Of significance, the new laws attempt to prevent…

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Bergman & her team win monetary sanctions against Bank of America

In Suarez v. Bank of America, Bergman and her team win monetary sanctions in favor of client. 02.25.13 – NTC Ruling Plf’s MTC RFP – Suarez.pauline [SERVED]

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